Energy-efficient homes cut mortgage costs

Home buyers seeking affordable mortgages should consider energy-efficient homes, as over half of lenders now provide 'green' rates. Properties with an Energy Performance Certificate (EPC) rating of A or B qualify for these better rates. According to the Mortgage Advice Bureau: "Just over half of mortgage lenders now offer better rates to those with A or B EPC ratings." With 751 out of 6,776 mortgage deals featuring green incentives, buyers can save significantly. For instance, Barclays offers a leading 3.96% five-year fixed rate for new builds with an A or B rating, compared to a 4.06% rate for non-green options. Additionally, Halifax provides cashback for energy-efficient purchases, while Nationwide offers green borrowing advances for improvements.

Daily Mail (10/03/2025)